See Thru Edu is a project of the Texas Public Policy Foundation

Thomas K. Lindsay, Ph.D., Editor in Chief and Director, Center for Higher Education, Texas Public Policy Foundation

New America’s New Entitlement

The Bill and Melinda Gates Foundation has delivered a lot of money for ideas to make higher education more affordable. One of the many papers it funded came out of the New America Foundation last week, and the report contains lots of proposals for Gates to work with. Unfortunately, its backbone – making the Pell Grant […]

At What Cost?

The woeful irony of our crippling student debt is that through education we seek liberation from the shackles of ignorance, yet through paying for said liberation we become slaves once more. We trade pain for pain, and we do so willingly. We labor under the idea that all roads to success pass through the gates […]

Part 9 of “Forgive us our debts – Not a chance”

Editor’s Note:  Today we are running the ninth segment of the 15-part series on college-student-loan debt.  (Thank you to onlinecolleges.net for putting this together.) Debt collectors are rewarded for collecting as much of the money owed as possible regardless of the hardship that causes debtors. Debt collectors aren’t likely to explain ways for borrowers to […]

Education: A Spending Litmus Test

So the country avoided the fiscal cliff, at least one level of it. We supposedly have the tax situation settled (unless the administration demands more increases) while spending remains essentially untouched. The latter will be dealt with in the next couple of months, we’re told. I don’t believe that any real cutting will be done. […]

$10,000 College Degree Is an Idea Worth Spreading

In my home state of Oklahoma, the governor and several higher education officials have said they would like to see an increase in the number of college graduates. I’ve written elsewhere that this is not entirely a good idea. In any case, we’re still left with the problem of affordability (note the recent cover of […]

Part 8 of “Forgive us our debts – Not a chance”

Editor’s Note:  Today we are running the eighth segment of the 15-part series on college-student-loan debt.  (Thank you to onlinecolleges.net for putting this together.) Debt collectors hired by the government rarely explain the options debtors have for repayments. Those struggling to pay back their student loans do have options that can make it possible to […]

Part 7 of “Forgive us our debts – Not a chance”

Editor’s Note:  Today we are running the seventh segment of the 15-part series on college-student-loan debt.  (Thank you to onlinecolleges.net for putting this together.) Penalties on loan defaults can be as high as 25% of the balance. The loans that many students carry are already staggeringly high, but not paying the loans can make things […]

HOW DODD-FRANK DISTORTS THE FACTS ABOUT COLLEGE STUDENTS LOANS

Last month, the Consumer Financial Protection Bureau – a rogue creation of Dodd-Frank – released the first annual report from its private student loan “ombudsman.” And boy, does the report illustrate how far off the rails government has gotten. Start with the focus: private student loans. These and for-profit colleges have gotten huge, damning attention […]

Part 13 of “Forgive us our debts – Not a chance”

Editor’s Note:  Today we are running the thirteenth segment of the 15-part series on college-student-loan debt.  (Thank you to onlinecolleges.net for putting this together.) If a debt collector hasn’t found a defaulting borrower in six months, the case gets passed on to another agency. The government doesn’t give up easily when it comes to tracking […]

Part 6 of “Forgive us our debts – Not a chance”

Editor’s Note:  Today we are running the sixth segment of the 15-part series on college-student-loan debt.  (Thank you to onlinecolleges.net for putting this together.) High recovery rates have meant that less is done to prevent default. The rather intensive methods the government uses to get its money allow it to recoup 80 cents for every […]