See Thru Edu is a project of the Texas Public Policy Foundation

Thomas K. Lindsay, Ph.D., Editor in Chief and Director, Center for Higher Education, Texas Public Policy Foundation

$10,000 College Degree Is an Idea Worth Spreading

In my home state of Oklahoma, the governor and several higher education officials have said they would like to see an increase in the number of college graduates. I’ve written elsewhere that this is not entirely a good idea. In any case, we’re still left with the problem of affordability (note the recent cover of […]

Part 8 of “Forgive us our debts – Not a chance”

Editor’s Note:  Today we are running the eighth segment of the 15-part series on college-student-loan debt.  (Thank you to onlinecolleges.net for putting this together.) Debt collectors hired by the government rarely explain the options debtors have for repayments. Those struggling to pay back their student loans do have options that can make it possible to […]

Part 7 of “Forgive us our debts – Not a chance”

Editor’s Note:  Today we are running the seventh segment of the 15-part series on college-student-loan debt.  (Thank you to onlinecolleges.net for putting this together.) Penalties on loan defaults can be as high as 25% of the balance. The loans that many students carry are already staggeringly high, but not paying the loans can make things […]

HOW DODD-FRANK DISTORTS THE FACTS ABOUT COLLEGE STUDENTS LOANS

Last month, the Consumer Financial Protection Bureau – a rogue creation of Dodd-Frank – released the first annual report from its private student loan “ombudsman.” And boy, does the report illustrate how far off the rails government has gotten. Start with the focus: private student loans. These and for-profit colleges have gotten huge, damning attention […]

Part 13 of “Forgive us our debts – Not a chance”

Editor’s Note:  Today we are running the thirteenth segment of the 15-part series on college-student-loan debt.  (Thank you to onlinecolleges.net for putting this together.) If a debt collector hasn’t found a defaulting borrower in six months, the case gets passed on to another agency. The government doesn’t give up easily when it comes to tracking […]

Part 6 of “Forgive us our debts – Not a chance”

Editor’s Note:  Today we are running the sixth segment of the 15-part series on college-student-loan debt.  (Thank you to onlinecolleges.net for putting this together.) High recovery rates have meant that less is done to prevent default. The rather intensive methods the government uses to get its money allow it to recoup 80 cents for every […]

Part 5 of “Forgive us our debts? – Not a chance”

Editor’s Note:  Today we are running the fifth segment of the 15-part series on college-student-loan debt.  (Thank you to onlinecolleges.net for putting this together. In 2011, the government recouped more than $2.67 billion using these methods. If you think that seizures and garnishments are uncommon, then think again. Last year, the government collected $1.65 billion […]

Part 4 of “Forgive us our debts – Not a chance”

  Editor’s Note:  Today we are running the fourth segment of the 15-part series on college-student-loan debt.  (Thank you to onlinecolleges.net for putting this together.) Government debt collectors can seize almost any kind of asset. Perhaps one of the scariest aspects of government debt collection is the tools it can use to recoup debts, far […]

Part 3 of “Forgive us our debts? – Not a chance”

Editor’s Note:  Today we are running the third segment of the 15-part series on college-student-loan debt.  (Thank you to onlinecolleges.net for putting this together.) Last year, the U.S. Department of Education spent over $1.4 billion to hire collection agencies to hunt down these defaulters. Despite the fact that unemployment for new grads is at record […]

Part 2 of “Forgive Us Our Debts?—Not a Chance”

Editor’s Note:  Today we are running the second segment of the 15-part series on college-student-loan debt.  (Thank you to onlinecolleges.net for putting this together.) Nearly one in every six borrowers with a loan balance is in default. Sadly, the number of students who are already or will have to deal with debt collection on their […]